Time Share Credit Agreements.

If you have taken out a Loan for a Time Share,
the Agreement must comply with the Consumer Credit Act.

If the Agreement breaches the act, it may well be unenforceable in law and be cancelled. This would mean you will make no further payments on the loan.

Proving the loan unenforceable, would not mean that you lose your right to the Time Share. The Time Share is usually with a different Company and has already been paid in full.

You would therefore retain your Time Share.

In addition, many of these types of agreements were arranged with Payment Protection Insurance. In many cases this type of insurance has been proven to have been miss-sold. If this were the case, you would be entitled to compensation. This would be in addition to the Agreement being proven unenforceable.

Have your Time Share Credit Agreement checked for serious flaws.

Money back guarantee if we cannot place your case with one of our panel of solicitors, less the £50.00 assessment fee.

Are you struggling with the repayments?

Do you have debt collectors threatening you?

Are being taken to court?

Have you been issued with a statutory demand?

Is a charging order been made against your home?

Is the lender applying for a forced sale of your house?

If your lender has breached consumer credit law,

what could this mean for you?

You make no further payments on the debt.
We can STOP any legal action against you.
We can set aside any county court judgment.
Stop any charging order or forced sale.
Repair or improve your credit file.

The Process.

Choose Option 1 or Option 2 depending if you have a clear copy of your credit agreement

OPTION 1: If you DO have a clear copy of the credit agreement, we need the following.

The credit agreement.
Your contact information (so we can let you know the outcome).
The fee is £50.00 per loan agreement assessed and if you have a claim a further £245.00 to progress the case.
Money back guarantee if we cannot place your case with one of our panel of solicitors, less the £50.00 assessment fee.

You can send us the information by post, fax, email and upload via this website.

We will then assess the credit agreement for errors and let you know the outcome.

This process normally takes about a week.

OPTION 2: If you DO NOT have a clear copy of the credit agreement.

We can write to your lender and obtain a copy on your behalf, but we need the following.

A completed and signed declaration of authority (we need your written permission).
A recent letter or statement from your lender which includes a reference number.
Your contact information (so we can let you know the outcome).
The fee is £50.00 per loan agreement assessed and if you have a claim a further £245.00 to progress the case.
Money back guarantee if we cannot place your case with one of our panel of solicitors, less the £50.00 assessment fee.

You can send us the information by post, fax, email and upload via this website.

We will then assess the credit agreement for errors and let you know the outcome.

Because we are writing to your lender, the process normally takes about six weeks.

See FULL COSTS.

Once we have the information from your lender we will assess whether you have a claim or not.

Vantress Ltd. Office 81, Westminster Chambers, 7 Hunter Street, FREEPOST NATE 492. Chester. CH1 2BR