HP Hire Purchase Agreements
HP agreements must comply with the Consumer Credit Act.
If they Breach the Act, they can be cancelled and it would become Unenforceable through the courts.
Have your Hire Purchase agreement checked for serious errors.
If the credit agreement is cancelled you still keep the car.
Money back guarantee if we cannot place your case with one of our panel of solicitors, less the £50.00 assessment fee.
Are you struggling with car repayments?
Do you have debt collectors threatening you?
Are being taken to court?
Is your car being threatened with repossession?
Have you been issued with a statutory demand?
Is a charging order been made against your home?
Is the lender applying for a forced sale of your house?
If your Lender has Breached Consumer Credit law,
what could this mean for you?
- You make no further payments on the debt.
- You keep the car and security is removed.
- We can STOP any legal action against you.
- We can set aside any County Court Judgment.
- Repair or improve your credit file.
The Process.
Choose Option 1 or Option 2 depending if you have a clear copy of your HP agreement.
OPTION 1: If you DO have a clear copy of the credit agreement, we need the following.
- The Credit Agreement.
- Your contact information (so we can let you know the outcome).
- The fee is £50.00 per HP agreement assessed and if you have a claim a further £245.00 to progress the case.
- Money back guarantee if we cannot place your case with one of our panel of solicitors, less the £50.00 assessment fee.
You can send us the information by post, fax, email and upload via this website.
We will then assess the Credit Agreement for errors and let you know the outcome.
This process normally takes about a week.
OPTION 2: If you DO NOT have a clear copy of the credit agreement.
We can write to your lender and obtain a copy on your behalf, but we need the following.
- A completed and signed Declaration of Authority (we need your written permission).
- A recent letter or statement from your Lender which includes a reference number.
- Your contact information (so we can let you know the outcome).
- The fee is £50.00 per HP agreement assessed and if you have a claim a further £245.00 to progress the case.
- Money back guarantee if we cannot place your case with one of our panel of solicitors, less the £50.00 assessment fee.
You can send us the information by post, fax, email and upload via this website.
We will then assess the credit agreement for errors and let you know the outcome.
Because we are writing to your lender, the process normally takes about six weeks.
See FULL COSTS.
Contact Us for help and FREE advice.
Once we have the information from your lender we will assess whether you have a claim or not.
Vantress Ltd. Office 81, Westminster Chambers, 7 Hunter Street, FREEPOST NATE 492. Chester. CH1 2BR
